Why it’s easier for people over 50 to collect disability
Terry Katz & Associates | December 17, 2014 | Last modified on October 17th, 2018 | Social Security Disability
As most people age, we slowly come to the realization that we can’t do the same activities we used to be able to do when we were younger. That’s because with each passing decade, the risk of injury increases along with the amount of time needed for recovery. By the time we’re 50, there is a real concern that the next injury we suffer could become disabling, forcing us out of work and jeopardizing our financial stability.
Thankfully, the Social Security Administration has taken this into consideration. They know that over time, our bodies become more susceptible to injuries that can be physically disabling. They also know that the older we get, there is an increased chance of developing debilitating mental conditions as well, such as Alzheimer’s and dementia. These facts are typically taken into consideration when making a determination about awarding disability benefits or not.
SSA will also take into consideration a person’s work experience and how long a person has been doing the same job. In a lot of cases, people who are in their 50s have been working in the same industry for most of their life, meaning they may not have the necessary skills to learn a new trade after becoming disabled. This may indicate more of a need for disability benefits, meaning it may be more likely that an application will be approved.
It’s worth pointing out though that just because you are disabled and over the age of 50 does not necessarily mean that your application will be approved the first time around. In fact, many applicants find that they have to appeal their claim because it was denied for various reasons.
The appeals process can be frustrating and seem overwhelming without the right legal knowledge though, which is why some people seek representation before starting an appeal. The attorneys here at Terry Katz & Associates, P.C. offer such legal representation, helping people to understand the process at hand and getting them access to the benefits they need and deserve.