Common Misconceptions About Workers’ Compensation Claims

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Common Misconceptions About Workers’ Compensation Claims

Many employees are aware that their employer carries workers’ compensation insurance. Yet after being injured in a workplace accident, you may not realize the full extent of your rights. Here are some of the most common misconceptions that we have resolved for past clients in our 30 years of experience.

Misconception No. 1 — Your Rights End After You Return To Work

Workers’ compensation is intended to cover your medical expenses and lost wages. However, additional awards may also be available if you have residual loss of permanent function, perhaps preventing you from earning at the wage level you did before your injuries.

Misconception No. 2 — You Are Guaranteed Benefits After Any Workplace Injury

If your employer’s insurance carrier asserts that your accident did not occur in the performance of your job duties, it may deny your request for coverage. In this situation, you can file a claim with the New York State Workers’ Compensation Board. If the board determines the injury was work-related, your employer’s insurance carrier must provide you with benefits. Yet even if the board agrees that your injuries occurred off the job, you may have other options, such as qualifying for New York State disability payments. If you have been injured, our comprehensive law practice can assist you.

Misconception No. 3 — Your Part-Time Employment Status Bars Coverage

Workers’ compensation laws in New York apply regardless of your employment status as full or part time. If you have been injured, but are concerned about your job status or security, contact our law firm. We have the experience to protect your rights.

Misconception No. 4 — You Must Accept or Reject Your Employer’s Offer In Full

Workers’ compensation benefits are not contingent upon voluntary negotiations and settlements. They are a matter of law, and if a worker disputes any portion of the coverage, he or she may file a claim with the New York State Workers’ Compensation Board. You may also file claim at any point in your coverage, perhaps if your employer reduces your initial benefits package or disagrees with your doctor’s prognosis for your recovery and return-to-work date. In all of these examples, you can benefit by having an aggressive workers’ compensation attorney on your side.

Misconception No. 5 — You Are Liable For Your Own Medical Bills

Even if you are engaged in a coverage dispute with your employer, you do not have to pay for your work-related injuries. In fact, health care providers are not supposed to bill you directly in this situation. Our law firm knows how to communicate with health care providers about your rights under New York workers’ compensation laws.

Contact A Skilled Attorney

To schedule your free initial consultation with the law offices of Terry Katz & Associates, PC, contact us online or call 888-488-7459. Take the first step toward protecting your rights today.



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