March marks the end of winter and the start of spring. As the snow melts through parts of the United States, the ground thaws and flowers, trees and grass start to grow once again. Americans will also start to become more active with outdoor activities, so disabling injuries rise as well.
According to statistics from the United States Consumer Product Safety Commission, there are typically more than 1.2 million estimated emergency room-treated injuries associated with sports activities and equipment each year. In addition, there are, on average, more than 3 million injuries that lead to medical treatment each year. While a majority of injuries are relatively minor, serious injuries, such as neck, spine or brain injuries could require significant rehabilitation, even long-term care for permanent injuries. Thankfully, Social Security has programs in place that could help seriously injured victims who are unable to work or find gainful work activity due to their injuries.
The Social Security Administration has two programs, Social Security Disability Insurance, also known as SSDI, and Supplemental Security Income, or SSI, designed to help victims of a disabling injury. In order to qualify for one of these programs, a victim must prove that the injury is expected to last at least a year or end in death and that the injury prohibits the victim from maintaining gainful work activity.
It is worth noting that the purpose of Social Security Disability Benefits are not designed to fully cover a victim’s medical expenses. Rather the benefits are designed to help supplement the cost of living expenses, medical expenses and wages lost while out of work.
Source: CPSC.gov, “Injury Statistics,” accessed on March 15, 2016