You only live once or YOLO, which is a common acronym used by millennials to live life to the fullest. Unfortunately, in life accidents do happen, preventing some New York residents from living his or her life to the fullest. Whether it is a slip and fall or a serious car accident, one can never know when an accident can occur. The same can be said for one's health. Illness and sicknesses can come without warning, and medical or health conditions can serious impact all facets of one's life, including the ability to work.
As part of the Social Security Administration's or SSA's efforts to reach out to Americans, at the start of 2016 they initiated the new website "Social Security Matters" and began a stronger social media presence including active accounts on Twitter, Facebook and Youtube as well as a blog. This week, they are reminding Americans to prepare for the unexpected. This is sound advice in many aspects of life, but regarding one's health, remembering to expect the unexpected is especially important.
The SSA has multiple programs designed to help Americans who are faced with serious mental health, medical or physical conditions that prohibit one from maintaining gainful employment. In order to qualify, one must prove that the condition is both serious enough to prevent one from working and that the condition is expected to last at least a year or ultimately end in death.
During the application process, you will need to provide documentation regarding your condition and provide health records to prove your disability. The Social Security Administration's website provides downloadable files to help guide you along the way. If you find yourself overwhelmed, unable to fill out the appropriate forms or have various questions about the process, it might be helpful to seek advice and help from a legal professional.
Source: Social Security Administration, "Disability Benefits: Protection against the Unexpected," Jim Borland, Accessed on Aug. 30, 2016