In order for most people to qualify for Social Security disability benefits, they must have worked for some amount of time during their lives. The idea is that because you paid into Social Security while you were working, you are able to benefit from it after suffering a disabling injury or condition that prevents you from working.
Today, we live in a world rife with natural disaster. Several times a year we hear about devastating hurricanes, monsoons, tornadoes and flooding that wipe out entire communities. While those who are most likely to encounter such disasters often have a plan in place for evacuation, a recent study found that people who live with disabilities often do not.
Each year, Social Security benefits of all types are adjusted for changes in cost of living. On average, benefits rise by 4.1 percent each year to keep up with rising costs of gas, food and other items. This year, however, recipients of Social Security benefits, including New York residents receiving disability benefits, should expect a much smaller increase.
Here in New York, many people are aware of the sometimes glacial pace at which Social Security's disability offices seem to get things done. Although officials have worked to decrease response times for disability benefits applications and appeals, many people still end up waiting months or longer to learn whether they were approved for benefits. Unsurprisingly, the government shutdown will likely not improve things.