Over the years, the Social Security Administration, or SSA, has received a steady increase in applications for its Social Security Disability Insurance programs from New York residents and throughout the country. According to the SSA's annual report, from the early 2000's until 2013, applications have increased from 1.9 million to almost 2.7 million.
It may come as a surprise to many, but the actual acceptance rate among applicants is low. Only an average of 36 percent of applicants were approved between 2004 and 2013, according to the report. The application process is lengthy and requires that you prove that you have a qualifying condition.
To maximize your chances of getting accepted into the program, it is crucial that you explain and prove that your condition prevents you from working. The seriousness of the condition will last for more than a year or is likely to end in death. According to data from the SSA, 28 percent of rejected applications were unable to prove the severity of the condition.
You also must not be currently earning more than $1,130 per month, or you will be denied. Collecting unemployment is also tricky because if you are claiming you are seeking work through unemployment, how can you still be unable to work? If questioned, you must be able to explain your situation and that your circumstances have worsened since you were able to work.
The Social Security Disability benefits programs currently aid over 11 million Americans who are suffering from debilitating injuries, as well as mental or medical conditions that prevent them from working for more than a year or for conditions that are expected to result in death. Annually, they pay approximately $143 billion dollars to victims to help with due to their loss of income and medical costs and treatments.
Source: CNBC, "Steps to successfully apply for Social Security disability," Kelli Grant, accessed on Feb. 2, 2016