Although the winter months bring the warmth of happy holidays for many, they can also have a significantly negative effect on others. Due to the lack of natural light, some people can experience Seasonal Affective Disorder (SAD), a form of depression that can manifest itself in a number of different ways. While it can be difficult to function or know what options are available to those experiencing the disorder, there are possible methods of addressing the situation by means of Social Security Disability benefits.
Accidents happen. Injuries happen. Illnesses happen. Bad things happen to good people sometimes, and unfortunately some of these issues may affect a person's life, including their ability to work. Thankfully, the United States Social Security Administration has programs available to help qualified American workers who have been or expect to be out of work for at least a year.
With all the seemingly constant turmoil within our government, it isn't surprising that the topic of the Social Security budget is sometimes swept under the rug and not given the importance it deserves. The Social Security Disability Insurance, or SSDI, fund is nearing depletion, and it remains to be seen how or when Congress will address the issue. Failing to address and come up with a new budget or debt ceiling may lead to up to a 19 percent cut in benefits for participants in 2016.
The Social Security Administration has two programs, Social Security Disability Insurance and Supplemental Security Income, which provide financial aid for Americans suffering from disabilities, illnesses, injuries or mental conditions that prevent them from working. The programs were developed not to replace lost income due to the disability, but to help offset some of the costs of living, such as expenses for food and shelter. Cancer can lead to disability.