Did you know that the United States Census Bureau's most recent estimates put New York's total population at more than 19.6 million people? If the Centers for Disease Control is right and roughly 20 percent of adults in the U.S. have a disability, this could mean that a large number of people in our state have a physical or mental impairment.
For some people, their disability impacts their life very little. But for others, this isn't the case at all. Depending on the severity of a person's condition, a disability may require extensive medical care and can easily force them out of work. As you can imagine, this puts people in a problematic financial situation that puts unnecessary stress on an individual who has enough to worry about.
This is where Social Security Disability benefits come into play. As you probably already know, SSD is a monthly stipend paid to individuals across the nation who cannot work and have met the Social Security Administration's definition of disability. Most people consider these benefits to be incredibly important because they can:
- Help pay for medical bills, treatments and medications
- Alleviate some anxieties about your financial security
- Give loved ones piece of mind about your financial security
- Offset the income loss in the event that a debilitating injury forces you out of work
- Provide survivor benefits to a spouse or dependants in the event that a beneficiary passes away
If collecting these benefits is important to you, then you may want to consider obtaining a lawyer. The SSA system can be confusing and not all applications are approved the first time around. Having an attorney at your side will make sure that you understand all of the laws that apply to your situation and perhaps help you avoid a mistake that could cost you your benefits the first time around.